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Holiday Insurance for Over 75 and Holiday Insurance for Over 80s

Looking for the best senior travel insurance, holiday insurance for over 75 and holiday insurance for over 80s? For our recommended holiday insurance for until 69 years old, go for Safetywing, while Genki Resident plan is best for until 70+ years old.

Let’s dive in and learn more in this post.

Traveling is a joy that can be savored at any age. However, as we get older, the importance of comprehensive travel insurance becomes more prominent, especially for those over 60. The following guide aims to help you understand what you should look for when purchasing travel insurance for your next adventure.

Related Travel Guides:

Why is Travel Insurance Necessary for Travelers Over 60?

seniors travel insurance, holiday insurance for over 75, holiday insurance for over 80s

Even with the best-laid plans, unforeseen circumstances can arise while traveling. Medical emergencies, trip cancellations, lost luggage, or unexpected quarantine requirements due to a global pandemic are a few examples. This is particularly crucial for travelers over 60, who may have pre-existing medical conditions and are statistically more likely to require medical assistance while abroad.

What to Look for When Choosing Senior Travel Insurance

Selecting the right travel insurance policy can be a complex process, as there are many factors to consider. To make the best choice for your needs, consider the following points when reviewing potential insurance plans:

1. Coverage for Pre-existing Conditions

If you have a pre-existing medical condition, it’s essential to find a policy that offers coverage for it. Not all insurance plans provide this, and some may have specific stipulations or waiting periods, so be sure to carefully read the policy details.

2. Medical and Emergency Coverage Limits

Look at the maximum limits for emergency medical coverage. This is the maximum amount the insurer will pay for medical expenses. Ideally, this limit should be high enough to cover any potential medical costs you might incur while traveling.

3. Deductibles

The deductible is the amount you’ll have to pay out-of-pocket before your insurance kicks in. A lower deductible often means higher premiums, but less cost if you need to make a claim, and vice versa. Choose a deductible that you would feel comfortable paying if an incident occurs.

4. Trip Cancellation or Interruption Coverage

Make sure your policy includes coverage for trip cancellations or interruptions. This feature will reimburse you for pre-paid, non-refundable travel costs if you need to cancel or cut short your trip due to covered reasons such as illness, injury, or death of a family member.

5. Baggage and Personal Belongings Coverage

This coverage compensates you if your luggage is lost, stolen, or damaged during your trip. Check the policy to see what the limits are and whether high-value items are included.

6. Activity Coverage

If you’re planning on engaging in specific activities during your trip, such as skiing or scuba diving, ensure that your policy covers these. Some activities may be considered high-risk and might require additional coverage.

7. Destination Coverage

Certain policies may exclude or limit coverage in specific countries or regions. Ensure that your chosen policy fully covers you in your travel destination.

8. Repatriation and Emergency Evacuation Coverage

This is especially important for senior travelers as it covers the cost of returning you to your home country for medical treatment or in the event of death.

9. Customer Support

Choose a provider with excellent customer service that is easily reachable, preferably 24/7, and can provide assistance in case of emergencies.

10. Read the Policy Carefully

Finally, it’s essential to read the policy carefully. Make sure you understand what is and isn’t covered. Look out for any exclusions, limitations, and terms and conditions that might affect your coverage.

By taking these factors into consideration, you’ll be well-equipped to choose a travel insurance policy that provides the protection and peace of mind you need for your travels.

Quick Look at Policies and Travel Insurances for Seniors:

Holiday Insurance for Over 75 and Holiday Insurance for Over 80s

Policies for individuals up to 69:

  • Allianz Travel Insurance
  • SafetyWing
  • AIG Travel Guard
  • World Nomads
  • Seven Corners
  • InsureMyTrip
  • Travelex Insurance Services

Policies for individuals up to 75:

Policies for individuals up to 80:

  • Staysure (UK-based, may have different regulations)

Policy Overviews, Pros and Cons – Comparing Senior Travel Insurance

Travel Insurance

Overview: provides an easy-to-use platform for comparing and buying travel insurance policies from leading providers. They offer a broad range of coverage options that can accommodate the needs of travelers over 75 and even 80, from emergency medical coverage to trip cancellation.


Not a direct insurance provider; coverage details and customer service quality may depend on the chosen insurer.

Some policies may have age limits or exclusions for pre-existing conditions.

Seven Corners

Seven Corners Overview:

Seven Corners offers diverse travel insurance plans, including those suitable for holiday insurance for over 75 and 80. They provide coverage for medical expenses, trip cancellation, and more. Seven Corners also offers specialty plans for unique situations.


Some plans may exclude coverage for pre-existing conditions.

Coverage specifics may vary widely between plans, requiring careful review.

Holiday Insurance for Over 75 and Holiday Insurance for Over 80s

Allianz Travel Insurance


As a global insurance leader, Allianz offers an array of travel insurance plans suitable for travelers up to 60 and over, from single trip plans to annual plans. They focus on offering plans that cover various unforeseen circumstances to give travelers peace of mind during their trips.


  • Comprehensive coverage including trip cancellation, trip interruption, and emergency medical treatment.Coverage for pre-existing conditions available under some plans.Offers a 24/7 travel assistance service.

AIG Travel Guard


AIG’s Travel Guard offers various travel insurance packages fitting diverse travel needs, including those for travelers up to 69 years old. Their insurance packages are recognized for their comprehensive coverage and efficient claim processing.Pros:

  • Wide range of coverage including trip cancellation, interruption, or delay, medical expenses, and emergency evacuation.Known for efficient claim processing.Optional add-ons like cancel for any reason, and medical expense upgrade are available.

World Nomads Overview

World Nomads provides flexible and reliable travel insurance for adventurers up to 69 years old. Their plans cover overseas medical aid, evacuation, baggage, and a range of adventure sports and activities


  • Offers coverage for a range of adventure sports and activities.Provides emergency medical aid, evacuation, and baggage coverage.Flexible plans that can be extended or modified during the trip.


Overview: SafetyWing caters to digital nomads, remote workers, and long-term travelers, until the age of 69. They offer flexible plans that can be purchased and extended as needed, even while already traveling.

You can see a full review of Safetywing here.

Genki Resident

Overview: Genki Resident, a plan by Genki, is designed for long-term or lifelong travelers, including senior citizens. This plan is meant for extended or indefinite travel duration and offers a comprehensive range of medical needs coverage, and is a great alternative to Safetywing.

Staysure (UK-based, may have different regulations)

Staysure Overview:

UK-based Staysure is one of the few travel insurance providers catering explicitly to the needs of older travelers, even those over 75 and 80 years old. Recognizing that age should not be a barrier to travel, Staysure offers a variety of comprehensive policies, including single trip, long-stay, and annual policies, ensuring older travelers have the protection they need while away from home.


UK-based, so the policies may not be available worldwide.

Some customers may find their premiums higher due to their age or medical condition.

Insurance for Seniors: The Genki Travel Insurance Offer

When considering the best travel insurance for seniors over 60, it is crucial to evaluate the coverage, the flexibility of payment methods, and the specific services tailored for this age group. Genki Travel Insurance presents an ideal choice with its “Genki Resident” plan.

An Introduction to Genki Resident

Designed for extended or lifelong travel experiences, Genki Resident is a comprehensive and flexible healthcare plan suitable for individuals, couples, and families of all ages and nationalities, but it is particularly advantageous for seniors above 60. This plan provides extensive coverage for medical treatment, preventive care, and sports activities. The flexible payment system offers lifetime coverage with a minimum commitment of one year, paid on a monthly basis.

Comprehensive Coverage

Genki Resident’s expansive coverage plan encompasses:

  1. Medical Treatment: This includes both inpatient and outpatient treatments at any locally recognized healthcare provider worldwide.
  2. Sports Coverage: All non-professional sports activities are covered.
  3. Telemedicine Services: Consult with doctors via video call through the Air Doctor app.
  4. Direct Payment to Doctors: Genki Resident handles the direct payment to doctors for scheduled appointments via the Air Doctor app.
  5. 24/7 Assistance and Direct Billing: A 24/7 hotline is available for emergencies and hospital stays, with direct payments made to your hospital.
  6. Preventive Care and Vaccinations: The preventive care and vaccination coverage mirrors the level provided by Germany’s public healthcare system.
  7. Dental and Vision Treatments: High-quality dental treatments and coverage for prescription glasses, contact lenses, and vision correction procedures are included.
  8. Mental Health Support, Pregnancy and Postnatal Care: Initial psychological care for mental health issues, as well as prenatal care, childbirth, and postnatal care are covered.
  9. Alternative Treatments: Coverage for alternative treatments such as acupuncture, Traditional Chinese Medicine, herbal medicines, and massages is included.
  10. Coverage for Pre-existing Conditions: Many pre-existing conditions may be covered, subject to a review of your medical history.
Holiday Insurance for Over 75 and Holiday Insurance for Over 80s

Payment and Cancellation

Payments are processed securely via any supported credit or debit card through Stripe, in compliance with industry-leading security standards. The coverage begins from the selected date with no time limit, and the minimum subscription period is one year. Contracts can be canceled at any time after the minimum period through the website.

With all of these benefits, Genki Resident positions itself as an excellent choice for seniors over 60 seeking comprehensive, international health insurance for their travels.

Final Thoughts on Insurance for Seniors: Holiday Insurance for Over 75 and Holiday Insurance for Over 80s

For our recommended holiday insurance for until 69 years old, go for Safetywing, while Genki Resident plan is best for until 70+ years old.

👉🏽 Get Your Safetywing Quotation Here

👉🏽 Get Your Genki Resident Quotation Here

While travel insurance for those over 60, and holiday insurance for over 75 and holiday insurance over 80s can be slightly more costly due to the increased risk, it offers peace of mind, allowing you to fully enjoy your travels.

Be sure to read the fine print and understand what your policy covers and what it doesn’t. Always disclose any pre-existing conditions and verify that the policy covers them.

With the right travel insurance like Safetywing and Genki Resident, you can explore the world confidently, knowing you’re protected no matter what comes your way.

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