Skip to Content

Heymondo vs Safetywing: Which is the Better Travel Insurance?

Last updated on March 15th, 2024 at 06:08 am

Heymondo vs Safetywing: Cheapest Travel Insurance Comparison

Heymondo vs Safetywing – these two travel insurances are the cheapest travel insurance options we’ve found. Heymondo shines with its comprehensive coverage and no upfront payment for medical expenses, whereas Safetywing appeals with its affordable flat-rate pricing and unique free child coverage policy.

To help you decide on the most valuable travel insurance for your needs, whether you’re with kids or a single traveler, and what type of trip you’ll be doing – we compare Safetywing vs Heymondo to see which travel insurance is better for you.

Read here Safetywing Alternative, Heymondo vs Genki and World Nomads Alternative

Read here Comparison Heymondo vs Safetywing vs World Nomads, a comparison Safetywing vs Genki and Genki Travel Insurance Review: The Cheapest Travel Insurance

Read here for Best Travel Insurance Compared, Heymondo vs Worl Nomads, Safetywing Travel Insurance Review, Faye Travel Insurance, Safetywing vs World Nomads and Heymondo Travel Insurance Review

Comparing Heymondo and Safetywing

While both Heymondo and Safetywing offer comprehensive travel insurance options, they cater to different traveler needs and preferences. In this comparison, we will outline the key differences between the two providers to help you determine which is the better choice for your travel insurance needs. Let’s go.

Heymondo vs Safetywing, Safetywing vs Heymondo, Comparison of Heymondo and Safetywing, Heymondo or Safetywing, Safetywing or Heymondo
Heymondo is known for its user friendly app and 24/7 chat support assistance, Heymondo vs Safetywing

Heymondo Advantages:

  • Customizable Coverage Options: Tailored coverage for a variety of travel needs, including adventure activities.
  • User-Friendly App: Convenient app for policy management and 24/7 assistance.
  • 24/7 Customer Support: Multiple channels for support including phone, email, and live chat.
  • Competitive Pricing: Offers competitive pricing with discounts and different plan tiers.
  • No Advance Payment for Medical: Unique feature covering medical expenses without upfront payments in most cases.
  • Trip Cancellation Coverage: Includes protection for unforeseen trip cancellations.

Heymondo Disadvantages:

  • Limited Coverage for Pre-existing Conditions: May not offer comprehensive options for pre-existing medical conditions.
  • Geographical Availability: Insurance availability may be limited in certain countries.
  • No Free Child Coverage: Unlike Safetywing, does not offer free coverage for children.

Safetywing Advantages:

  • Affordable Flat Rate Pricing: Offers a simple and consistent pricing model, beneficial for younger travelers.
  • Flexible Renewal Option: Policies can be renewed every 28 days, suitable for travelers with changing plans.
  • Free Child Coverage: One child per adult (up to 10 years old) covered for free.
  • Home Country Coverage: Unique benefit of short-term medical coverage upon returning home.
  • Inclusion of High-Risk Activities: Covers several adventure and high-risk activities within standard pricing.

Safetywing Disadvantages:

  • Upfront Payment for Medical Services: Typically requires initial out-of-pocket expenses for medical services.
  • Less Comprehensive Customer Support: May not offer as extensive customer support as Heymondo, especially in terms of 24/7 assistance.
  • Limited Customization for Gadgets: May not provide additional coverage options for gadgets and devices.

These pros and cons provide a concise and clear overview of the strengths and weaknesses of Safetywing and Heymondo, aiding in a more informed decision-making process for your travel insurance needs.

Summary – Heymondo vs Safetywing


  • Heymondo: Offers comprehensive coverage including medical expenses up to $250K, trip cancellation, baggage loss protection, and adventure sports coverage. Notable for its no upfront payment feature for medical expenses and optional gadget insurance.
  • Safetywing: Similar medical coverage up to $250K, with the unique addition of short-term home country coverage. Stands out for its free child coverage per adult and inclusion of several high-risk activities within standard pricing.

Policy Options

  • Heymondo: Provides a variety of plans including Single Trip, Long Stay, and Annual Multi-Trip, each tailored to different travel needs and durations.
  • Safetywing: Offers a more streamlined policy with the flexibility of renewal every 28 days, making it suitable for travelers with uncertain or evolving plans.


  • Heymondo: Known for competitive pricing with regular discounts and promotions, and varying rates based on travel details and plan type.
  • Safetywing: Features a flat rate pricing model, particularly cost-effective for travelers under 40 years old. Offers renewable policies every 28 days for consistent pricing.

Customer Support and User Experience

  • Heymondo: Provides extensive customer support through multiple channels, including a 24/7 assistance app, making it highly accessible. The app also offers virtual doctor consultations and simplifies the claims process.
  • Safetywing: While offering online policy management and claims filing, it may not match the level of support provided by Heymondo. Its simplicity and straightforward approach are key for quick and easy insurance setup.


  • Heymondo: Ideal for a broad range of travelers, especially those looking for comprehensive coverage with flexible options and technological convenience.
  • Safetywing: Best suited for younger travelers, particularly families with children, and those seeking basic coverage with the flexibility of short-term renewals.

Heymondo and Safetywing Overall 2024 Changes and Updates

Heymondo Changes and Updates in 2024

Adventure Sports Coverage: Heymondo’s coverage for adventure sports is extensive across all plans, including activities like hiking, kayaking, and snorkeling. For more extreme sports like white-water rafting and diving, the Top and Premium plans offer additional coverage. This expansion in coverage should be highlighted to emphasize Heymondo’s appeal to adventure travelers​​.

Cancellation Insurance: It now covers over 39 causes for trip cancellation, including medical health complications and decreed medical quarantine by health authorities, enhancing its competitiveness in the travel insurance market​​.

COVID-19 Coverage: All Heymondo plans include comprehensive COVID-19 coverage, such as medical expenses, transportation, repatriation if the return trip is affected, and extra lodging expenses due to medical quarantine. This is a crucial update, given the ongoing global health scenario​​.

Coverage Options and Costs: Heymondo offers different tiers, including Heymondo Top, Premium, and Medical, with clear distinctions in coverage limits for medical assistance, baggage, trip cancellation, and more. The Premium plan significantly increases coverage limits compared to the Top plan, making it more appealing for travelers visiting more expensive countries or those wanting higher coverage for activities like rental car excess​​.

Renewal for Long Stay Insurance: As asked in the comments below, if you travel long-term and continuously and would like to look for long-term renewal options, the Heymondo Long Stay Insurance is for you. Get your insurance for a year and extend it for another 12 months if you know you’ll be traveling longer. Make sure you renew BEFORE the expiry of your original insurance (you can extend until 3 days before your original insurance expires).

SafetyWing Changes and Updates in 2024:

Policy Costs: SafetyWing’s pricing has been updated for 2024, with detailed breakdowns based on age and whether travel includes the US. This provides a transparent view of costs for travelers under different scenarios​​​​.

Unique Features: SafetyWing’s subscription model, home country coverage, and no limit on travel duration make it a standout choice for digital nomads and long-term travelers. These features cater specifically to the needs of travelers who don’t have a fixed travel schedule and require flexibility in their insurance coverage​​.

Coverage Details: It’s important to note the limitations, such as the lack of coverage for pre-existing conditions, routine check-ups, certain adventure sports, and stolen or lost personal items. These details are crucial for travelers to understand what is and isn’t covered under SafetyWing’s policies​​.

Let’s look at every element of Heymondo and Safetywing’s insurance below as we compare them side by side:

Coverage – Safetywing vs Heymondo

Heymondo vs Safetywing SafetyWing Meta tag image 01
Safetywing has been popular among yourng travelers and digital nomads with their flat-rate pricing and easy renewal (Safetywing vs Heymondo)

Heymondo Coverage

  1. Medical Expenses: Covers up to $250K in medical expenses, including emergency medical treatment and hospitalization.
  2. No Upfront Payment for Medical Expenses: A standout feature where Heymondo covers medical expenses directly, reducing the financial burden on travelers.
  3. Trip Cancellation: Provides comprehensive coverage for trip cancellations due to unforeseen circumstances, offering additional security for pre-paid travel expenses.
  4. Baggage and Personal Items: Includes coverage for loss or damage of baggage and personal items, with an option to add gadget insurance for electronic devices.
  5. Adventure Sports Coverage: Covers a range of adventure activities, making it suitable for travelers engaging in more adventurous pursuits.

Safetywing Coverage

  1. Medical Expenses: Also provides coverage up to $250K, similar to Heymondo, covering essential medical treatment and hospitalization.
  2. Home Country Coverage: Unique benefit that offers coverage for medical issues for a short period upon returning to your home country.
  3. Free Child Coverage: Offers free coverage for one child per adult, making it a cost-effective option for families traveling with children.
  4. High-Risk Activities Inclusion: Several adventure and high-risk activities are covered within the standard pricing, appealing to adventure travelers.
  5. Policy Renewal Flexibility: Ideal for travelers with changing plans, as policies can be renewed every 28 days, offering continuous coverage.

Key Points:

  • Medical Coverage: Both provide substantial medical coverage, but Heymondo’s no upfront payment feature offers an added convenience.
  • Family-Friendly Options: Safetywing’s free coverage for children is a unique offering not found in Heymondo’s plans.
  • Adventure Activity Coverage: While both cover adventure activities, Heymondo offers additional gadget coverage, which Safetywing does not.

Pricing Comparison: Heymondo vs Safetywing


First up, Heymondo. These guys offer tailored insurance plans that cater to different types of travelers. Whether you’re on a short trip, taking a long vacation, or even living as a digital nomad, Heymondo has options. Their standout feature is customization, letting you tweak your plan based on your specific travel needs.

Short-Term Trip Insurance: Ideal for vacationers, prices vary based on duration, destination, and your age. But to give you an idea, a week-long trip could set you back around $40-$50. This includes medical, trip interruption, and even COVID-19 coverage.

Long-Stay Insurance: For the more adventurous souls out there planning an extended getaway, long-stay insurance is your best bet. Again, prices fluctuate, but a six-month coverage could cost you a few hundred dollars, depending on the factors mentioned.

Annual Multi-Trip Insurance: Frequent flyers, this one’s for you. Pay once and get covered for multiple trips within a year. Pricing? It’s a bit steeper but think of the convenience and peace of mind you’re getting.

Heymondo’s user experience is a breeze, with easy claims processing and 24/7 assistance. The coverage is comprehensive, covering a wide range of medical emergencies and travel hiccups. Plus, their app is a neat tool for managing your policy and getting assistance on the go.


Now, let’s talk about SafetyWing. Known for their affordability and focus on nomads, SafetyWing offers a subscription-like model for travel and medical insurance. It’s straightforward, easy to understand, and especially appealing to long-term travelers and digital nomads.

Nomad Insurance: SafetyWing’s flagship product, priced at about $45 per month for a basic plan. This covers medical emergencies, travel delays, and even quarantine costs related to COVID-19, but with a $250 deductible. Not bad, considering the global coverage.

Remote Health: A step up for those needing regular health care alongside emergency coverage. Starting at $123 per month, it includes routine visits, mental health care, and wellness benefits. It’s like having a health plan from back home, but while you’re exploring the globe.

Coverage Details: SafetyWing keeps it simple but be aware of the deductible and exclusions, like adventure sports and pre-existing conditions. Their coverage for electronics and gear is a bit limited, which might be a deal-breaker for some.

SafetyWing shines in its affordability and flexibility, allowing you to start or stop coverage as your travel plans change. The process to file a claim is straightforward, with most claims processed within 45 days. Plus, they’ve got coverage for COVID-19, which is a big plus in today’s travel climate.

Key Points and Summary for our Comparison of Safetywing and Heymondo Pricing

  • Flexibility vs. Predictability: Heymondo’s pricing is flexible and varies with different factors, offering tailored plans, whereas Safetywing’s flat rate provides predictability and simplicity.
  • Discounts and Promotions: Heymondo’s discounts make it more appealing for groups and families, whereas Safetywing’s flat rate is particularly beneficial for younger travelers.
  • Renewal Convenience: Safetywing’s 28-day renewal option is advantageous for travelers with evolving plans, contrasting with Heymondo’s more traditional plan durations.

Policy Flexibility Comparison: Heymondo vs Safetywing

Heymondo Policy Flexibility:

  1. Variety of Plans: Offers different types of insurance plans, including Single Trip, Long Stay, and Annual Multi-Trip, catering to various travel durations and needs.
  2. Customization Options: Provides the flexibility to add extra coverage for gadgets and adventure activities, allowing travelers to tailor their insurance to their specific needs.
  3. Suitable for Diverse Travel Needs: Whether it’s a short vacation, a long-term stay, or frequent travel throughout the year, Heymondo has a plan that can be tailored to fit.

Safetywing Policy Flexibility:

  1. Renewal Flexibility: Policies can be renewed every 28 days, offering a significant advantage for travelers with changing or uncertain travel plans.
  2. Continuous Coverage Option: Particularly beneficial for nomadic travelers, Safetywing’s model allows for ongoing coverage, which can be extended or paused as needed.
  3. Family-Friendly Flexibility: The automatic inclusion of one child per adult in the coverage without additional cost adds value for traveling families.

Key Points:

  • Plan Diversity vs. Renewal Convenience: Heymondo’s range of plans offers more diversity in coverage options, whereas Safetywing’s strength lies in the convenience of its renewal process and continuous coverage.
  • Customization vs. Simplicity: Heymondo provides more customization options, including for gadgets, while Safetywing keeps it simple with a one-size-fits-all approach that includes children for free.
  • Target Audience Suitability: Heymondo’s plans are suitable for a wider range of travelers, while Safetywing’s model is particularly advantageous for long-term travelers, digital nomads, and families.

Special Features and Limitations Comparison: Heymondo vs Safetywing

Heymondo Special Features

  1. No Upfront Payment for Medical: Heymondo stands out with its feature of covering medical expenses without requiring travelers to pay upfront in most cases, enhancing convenience and reducing financial stress during emergencies.
  2. 24/7 Assistance App: The Heymondo app offers round-the-clock assistance, real-time support, and easy management of policies and claims, setting a high bar for digital convenience in travel insurance.
  3. Gadget Insurance Option: Offers the ability to add coverage for gadgets and electronic devices, a significant advantage for tech-savvy travelers or those carrying expensive equipment.
  4. Trip Cancellation Coverage: Comprehensive coverage for unforeseen trip cancellations adds an extra layer of protection for pre-planned and pre-paid travel expenses.

Safetywing Special Features

  1. Home Country Coverage: Unique in providing short-term medical coverage upon returning to the home country, extending the usefulness of the travel insurance beyond the trip.
  2. Free Coverage for Children: Covers one child per adult for free, up to 10 years old, making it an ideal choice for families traveling with children.
  3. Inclusion of High-Risk Activities: Covers a range of adventure and high-risk activities within its standard pricing, appealing to adventure travelers without the need for additional premiums.


  • Heymondo Limitations:
    • May have less flexibility in policy durations compared to Safetywing.
    • Does not offer free coverage for children, which could be a drawback for families.
  • Safetywing Limitations:
    • Requires upfront payment for medical services, contrasting with Heymondo’s direct coverage.
    • Less customization available, particularly in terms of gadget insurance.

Key Points:

  • Convenience and Digital Assistance: Heymondo’s no upfront payment and comprehensive app support offer unparalleled convenience and digital assistance.
  • Family-Friendly Features: Safetywing’s policy is more family-oriented, especially with its free coverage for children, a benefit not matched by Heymondo.
  • Adventure and High-Risk Activity Coverage: While both cover adventure activities, Heymondo’s additional gadget coverage is a plus for travelers with valuable electronics.

User Experience and Support Comparison: Heymondo vs Safetywing

Heymondo User Experience and Support

  1. 24/7 Assistance App: The Heymondo app enhances the user experience significantly, offering features like real-time assistance, easy policy management, and virtual doctor consultations.
  2. Customer Support Accessibility: Provides robust customer support through various channels, including phone, email, and live chat, ensuring that help is readily available whenever needed.
  3. Ease of Claims Process: Users generally report a straightforward and efficient claims process, facilitated by the app’s user-friendly interface.
  4. Comprehensive Digital Experience: The app not only simplifies policy management but also adds value with additional services, making it a standout choice for tech-savvy travelers.

Safetywing User Experience and Support

  1. Online Policy Management: Safetywing focuses on a simple and efficient online platform for purchasing, managing, and renewing policies.
  2. Customer Support: Offers customer support, primarily through its online channels, providing assistance for claims and policy inquiries.
  3. Simplicity and Convenience: Known for its straightforward approach, Safetywing makes it easy for travelers to obtain insurance quickly, without complex procedures.
  4. Family-Oriented Benefits: The policy’s structure, especially the free child coverage, enhances the experience for traveling families, making it more user-friendly for parents.

Key Points:

  • Digital Assistance and Convenience: Heymondo’s app-based support and digital services provide a more interactive and supportive experience compared to Safetywing’s more traditional online management approach.
  • Support Availability: Heymondo offers more comprehensive customer support options, ensuring higher accessibility and assistance compared to Safetywing.
  • Targeted User Experience: While Heymondo caters to a tech-savvy audience seeking extensive digital support, Safetywing appeals to travelers who prefer simplicity and a no-fuss approach, especially beneficial for families.

Our Final Thoughts and Recommendations: Heymondo vs Safetywing

Our updated final thoughts and recommendations reflect the latest insights and detailed analysis of Heymondo and SafetyWing travel insurance for 2024. Both services have distinct strengths, catering to specific traveler profiles with their unique offerings.

Heymondo – Best For:

  • Tech-Savvy Travelers: Heymondo’s state-of-the-art app not only facilitates easy policy management but also provides round-the-clock assistance and virtual doctor consultations, making it a top pick for travelers who prioritize digital resources and convenience​​​​.
  • Travelers Seeking Comprehensive Coverage: For those who wish to have extensive protection, including for gadgets, Heymondo offers customizable options that ensure travelers can design a policy that best suits their individual or group needs, especially with its direct medical billing feature​​​​.
  • Individuals and Groups Needing Direct Medical Coverage: The no upfront payment for medical expenses feature sets Heymondo apart, offering peace of mind to travelers who prefer avoiding the hassle of reimbursements during medical emergencies​​​​.

Safetywing – Best For:

SafetyWing – Best For:

  • Families Traveling with Children: SafetyWing’s policy of providing free coverage for one child per adult makes it an attractive and cost-effective choice for family travele​​​​e.
  • Long-term Travelers and Digital Nomads: The policy renewal flexibility, including the provision for short-term home country coverage, aligns perfectly with the lifestyle of digital nomads and those on prolonged journe​​y.
  • Budget-Conscious Younger Travelers: Offering a straightforward and flat rate pricing model, SafetyWing is particularly beneficial for travelers under 40 looking for an affordable coverage solution without sacrificing essential protecti​​​​e.

Conclusions on Safetywing and Heymondo

  • Tailoring to Your Travel Needs: Both Heymondo and Safetywing cater to distinct traveler needs. Your choice should align with your specific travel style, the level of coverage you require, and the importance of factors like family-friendliness, digital support, and flexibility in policy management.
  • Stay Informed and Updated: As travel insurance policies and offerings can change, it’s crucial to stay updated with the latest information from both providers to ensure the choice you make is based on the most current offerings.

In choosing between Heymondo and SafetyWing, travelers have two robust options, each with its own advantages. Whether you lean towards Heymondo for its extensive coverage and tech-savvy features or prefer SafetyWing for its family-friendly policies and cost efficiency, both companies stand out as reliable protectors for your travels in 2024 and beyond. Making an informed decision requires considering your travel style, coverage needs, and the unique benefits each provider offers.

Hope we were able to help you. Have questions? Drop them in the comments below!

Disclaimer: This post may contain affiliate links. If you click on these links and make a purchase, we may earn a commission at no extra cost to you. Please note that we only recommend products and services that we have personally used or believe will add value to our readers. Your support through these links helps us to continue creating informative and engaging content. Thank you for your support!


Thursday 14th of March 2024

Hi, i get that you are saying that Safety Wing offers flexibility, but do you know if Heymondo can extend the insurance after 1 year of coverage? We are going on an Asia trip, we don't know exactly how long we will be there for, so will probably have to extend the one year cover once it has run out but we won't be back in our home country (UK) to do so ... what do you think, do you think it would be a problem? Any help would be appreciated. Thanks so much

Ruben Arribas

Thursday 14th of March 2024

Hi Nicola,

Heymondo has a few options for their plans and for your specific travel, you should go for the Long Stay Insurance. You will be able to extend this later, so once the original insurance is about to expire, try to renew it until 3 days before expiry.

Hope this helps and let us know if you need more help!

Kati Schmidt

Monday 17th of July 2023

It wasn’t clear to me which companies offer insurance to senior citizens. I’ve read where many do not offer it if you are over 74 years old. Can you please clarify what you know about that? Thank you.

Ruben Arribas

Monday 17th of July 2023

Hi there, at this moment, we can suggest the Genki Resident coverage. Here's the link: You can add the age there and it will give you the Genki resident insurance as the option you can have as a lot of the other insurances is capped at 69 years old. Let us know how else we can help!

How To Get From Barcelona Airport To City Center - All Possible Ways - Gamintraveler

Thursday 1st of September 2022

[…] can read Heymondo Vs Safetwing cheapest travel Insurance. You can get for $135 USD your Heymondo Travel Insurance with Heymondo […]

How to get from Tagbilaran to Panglao - Gamintraveler

Thursday 1st of September 2022

[…] can read Heymondo Vs Safetwing cheapest travel Insurance. You can get for $135 USD your Heymondo Travel Insurance with Heymondo […]

32 Best Places To Visit in Madrid and Things to do in Madrid (Travel Guide) - Gamintraveler

Thursday 1st of September 2022

[…] can read Heymondo Vs Safetwing cheapest travel Insurance. You can get for $135 USD your Heymondo Travel Insurance with Heymondo […]