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Heymondo vs Safetywing: Which is the Better Travel Insurance?

Heymondo vs Safetywing: Cheapest Travel Insurance Comparison

Heymondo vs Safetywing – these two travel insurances are the cheapest travel insurance options we’ve found. Heymondo shines with its comprehensive coverage and no upfront payment for medical expenses, whereas Safetywing appeals with its affordable flat-rate pricing and unique free child coverage policy.

To help you decide on the most valuable travel insurance for your needs, whether you’re with kids or a single traveler, and what type of trip you’ll be doing – we compare Safetywing vs Heymondo to see which travel insurance is better for you.

Read here Safetywing Alternative and World Nomads Alternative

Read here Comparison Heymondo vs Safetywing vs World Nomads, a comparison Safetywing vs Genki and Genki Travel Insurance Review: The Cheapest Travel Insurance

Read here for Best Travel Insurance Compared, Heymondo vs Worl Nomads, Safetywing Travel Insurance Review, Faye Travel Insurance, Safetywing vs World Nomads and Heymondo Travel Insurance Review

Comparing Heymondo and Safetywing

While both Heymondo and Safetywing offer comprehensive travel insurance options, they cater to different traveler needs and preferences. In this comparison, we will outline the key differences between the two providers to help you determine which is the better choice for your travel insurance needs. Let’s go.

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Heymondo is known for its user friendly app and 24/7 chat support assistance, Heymondo vs Safetywing

Heymondo Advantages:

  • Customizable Coverage Options: Tailored coverage for a variety of travel needs, including adventure activities.
  • User-Friendly App: Convenient app for policy management and 24/7 assistance.
  • 24/7 Customer Support: Multiple channels for support including phone, email, and live chat.
  • Competitive Pricing: Offers competitive pricing with discounts and different plan tiers.
  • No Advance Payment for Medical: Unique feature covering medical expenses without upfront payments in most cases.
  • Trip Cancellation Coverage: Includes protection for unforeseen trip cancellations.

Heymondo Disadvantages:

  • Limited Coverage for Pre-existing Conditions: May not offer comprehensive options for pre-existing medical conditions.
  • Geographical Availability: Insurance availability may be limited in certain countries.
  • No Free Child Coverage: Unlike Safetywing, does not offer free coverage for children.

Safetywing Advantages:

  • Affordable Flat Rate Pricing: Offers a simple and consistent pricing model, beneficial for younger travelers.
  • Flexible Renewal Option: Policies can be renewed every 28 days, suitable for travelers with changing plans.
  • Free Child Coverage: One child per adult (up to 10 years old) covered for free.
  • Home Country Coverage: Unique benefit of short-term medical coverage upon returning home.
  • Inclusion of High-Risk Activities: Covers several adventure and high-risk activities within standard pricing.

Safetywing Disadvantages:

  • Upfront Payment for Medical Services: Typically requires initial out-of-pocket expenses for medical services.
  • Less Comprehensive Customer Support: May not offer as extensive customer support as Heymondo, especially in terms of 24/7 assistance.
  • Limited Customization for Gadgets: May not provide additional coverage options for gadgets and devices.

These pros and cons provide a concise and clear overview of the strengths and weaknesses of Safetywing and Heymondo, aiding in a more informed decision-making process for your travel insurance needs.

Summary – Heymondo vs Safetywing


  • Heymondo: Offers comprehensive coverage including medical expenses up to $250K, trip cancellation, baggage loss protection, and adventure sports coverage. Notable for its no upfront payment feature for medical expenses and optional gadget insurance.
  • Safetywing: Similar medical coverage up to $250K, with the unique addition of short-term home country coverage. Stands out for its free child coverage per adult and inclusion of several high-risk activities within standard pricing.

Policy Options

  • Heymondo: Provides a variety of plans including Single Trip, Long Stay, and Annual Multi-Trip, each tailored to different travel needs and durations.
  • Safetywing: Offers a more streamlined policy with the flexibility of renewal every 28 days, making it suitable for travelers with uncertain or evolving plans.


  • Heymondo: Known for competitive pricing with regular discounts and promotions, and varying rates based on travel details and plan type.
  • Safetywing: Features a flat rate pricing model, particularly cost-effective for travelers under 40 years old. Offers renewable policies every 28 days for consistent pricing.

Customer Support and User Experience

  • Heymondo: Provides extensive customer support through multiple channels, including a 24/7 assistance app, making it highly accessible. The app also offers virtual doctor consultations and simplifies the claims process.
  • Safetywing: While offering online policy management and claims filing, it may not match the level of support provided by Heymondo. Its simplicity and straightforward approach are key for quick and easy insurance setup.


  • Heymondo: Ideal for a broad range of travelers, especially those looking for comprehensive coverage with flexible options and technological convenience.
  • Safetywing: Best suited for younger travelers, particularly families with children, and those seeking basic coverage with the flexibility of short-term renewals.

Coverage – Safetywing vs Heymondo

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Safetywing has been popular among yourng travelers and digital nomads with their flat-rate pricing and easy renewal (Safetywing vs Heymondo)

Heymondo Coverage

  1. Medical Expenses: Covers up to $250K in medical expenses, including emergency medical treatment and hospitalization.
  2. No Upfront Payment for Medical Expenses: A standout feature where Heymondo covers medical expenses directly, reducing the financial burden on travelers.
  3. Trip Cancellation: Provides comprehensive coverage for trip cancellations due to unforeseen circumstances, offering additional security for pre-paid travel expenses.
  4. Baggage and Personal Items: Includes coverage for loss or damage of baggage and personal items, with an option to add gadget insurance for electronic devices.
  5. Adventure Sports Coverage: Covers a range of adventure activities, making it suitable for travelers engaging in more adventurous pursuits.

Safetywing Coverage

  1. Medical Expenses: Also provides coverage up to $250K, similar to Heymondo, covering essential medical treatment and hospitalization.
  2. Home Country Coverage: Unique benefit that offers coverage for medical issues for a short period upon returning to your home country.
  3. Free Child Coverage: Offers free coverage for one child per adult, making it a cost-effective option for families traveling with children.
  4. High-Risk Activities Inclusion: Several adventure and high-risk activities are covered within the standard pricing, appealing to adventure travelers.
  5. Policy Renewal Flexibility: Ideal for travelers with changing plans, as policies can be renewed every 28 days, offering continuous coverage.

Key Points:

  • Medical Coverage: Both provide substantial medical coverage, but Heymondo’s no upfront payment feature offers an added convenience.
  • Family-Friendly Options: Safetywing’s free coverage for children is a unique offering not found in Heymondo’s plans.
  • Adventure Activity Coverage: While both cover adventure activities, Heymondo offers additional gadget coverage, which Safetywing does not.

In-Depth Pricing Structure Comparison: Heymondo vs Safetywing

Heymondo Pricing:

  1. Variable Pricing Based on Factors: Heymondo’s pricing varies depending on multiple factors like the destination, trip duration, age of the traveler, and selected coverage options.
  2. Discounts and Promotions: Regularly offers discounts, especially for online purchases, and promotions for families or groups, enhancing affordability.
  3. Long Stay Plan: A specialized plan for extended trips, with competitive rates. The cost is region-specific, making it adaptable to different traveler budgets.
  4. Example of Pricing: A European traveler might pay around $135 USD for a 90-day plan, while a U.S. traveler could pay around $260 USD for the same duration.

Safetywing Pricing:

  1. Flat Rate Pricing Model: Safetywing employs a flat rate pricing system, offering simplicity and predictability in its rates.
  2. Cost-Effectiveness for Younger Travelers: The flat rate is particularly advantageous for travelers under 40 years old.
  3. 28-Day Renewable Policies: Unique offering of renewable policies every 28 days, providing flexibility and often a more affordable option for shorter or uncertain travel durations.
  4. Uniform Pricing Across Regions: Approximately $45 USD per person for 30 days, regardless of the traveler’s home country.

Key Points:

  • Flexibility vs. Predictability: Heymondo’s pricing is flexible and varies with different factors, offering tailored plans, whereas Safetywing’s flat rate provides predictability and simplicity.
  • Discounts and Promotions: Heymondo’s discounts make it more appealing for groups and families, whereas Safetywing’s flat rate is particularly beneficial for individual younger travelers.
  • Renewal Convenience: Safetywing’s 28-day renewal option is advantageous for travelers with evolving plans, contrasting with Heymondo’s more traditional plan durations.

Policy Flexibility Comparison: Heymondo vs Safetywing

Heymondo Policy Flexibility:

  1. Variety of Plans: Offers different types of insurance plans, including Single Trip, Long Stay, and Annual Multi-Trip, catering to various travel durations and needs.
  2. Customization Options: Provides the flexibility to add extra coverage for gadgets and adventure activities, allowing travelers to tailor their insurance to their specific needs.
  3. Suitable for Diverse Travel Needs: Whether it’s a short vacation, a long-term stay, or frequent travel throughout the year, Heymondo has a plan that can be tailored to fit.

Safetywing Policy Flexibility:

  1. Renewal Flexibility: Policies can be renewed every 28 days, offering a significant advantage for travelers with changing or uncertain travel plans.
  2. Continuous Coverage Option: Particularly beneficial for nomadic travelers, Safetywing’s model allows for ongoing coverage, which can be extended or paused as needed.
  3. Family-Friendly Flexibility: The automatic inclusion of one child per adult in the coverage without additional cost adds value for traveling families.

Key Points:

  • Plan Diversity vs. Renewal Convenience: Heymondo’s range of plans offers more diversity in coverage options, whereas Safetywing’s strength lies in the convenience of its renewal process and continuous coverage.
  • Customization vs. Simplicity: Heymondo provides more customization options, including for gadgets, while Safetywing keeps it simple with a one-size-fits-all approach that includes children for free.
  • Target Audience Suitability: Heymondo’s plans are suitable for a wider range of travelers, while Safetywing’s model is particularly advantageous for long-term travelers, digital nomads, and families.

Special Features and Limitations Comparison: Heymondo vs Safetywing

Heymondo Special Features

  1. No Upfront Payment for Medical: Heymondo stands out with its feature of covering medical expenses without requiring travelers to pay upfront in most cases, enhancing convenience and reducing financial stress during emergencies.
  2. 24/7 Assistance App: The Heymondo app offers round-the-clock assistance, real-time support, and easy management of policies and claims, setting a high bar for digital convenience in travel insurance.
  3. Gadget Insurance Option: Offers the ability to add coverage for gadgets and electronic devices, a significant advantage for tech-savvy travelers or those carrying expensive equipment.
  4. Trip Cancellation Coverage: Comprehensive coverage for unforeseen trip cancellations adds an extra layer of protection for pre-planned and pre-paid travel expenses.

Safetywing Special Features

  1. Home Country Coverage: Unique in providing short-term medical coverage upon returning to the home country, extending the usefulness of the travel insurance beyond the trip.
  2. Free Coverage for Children: Covers one child per adult for free, up to 10 years old, making it an ideal choice for families traveling with children.
  3. Inclusion of High-Risk Activities: Covers a range of adventure and high-risk activities within its standard pricing, appealing to adventure travelers without the need for additional premiums.


  • Heymondo Limitations:
    • May have less flexibility in policy durations compared to Safetywing.
    • Does not offer free coverage for children, which could be a drawback for families.
  • Safetywing Limitations:
    • Requires upfront payment for medical services, contrasting with Heymondo’s direct coverage.
    • Less customization available, particularly in terms of gadget insurance.

Key Points:

  • Convenience and Digital Assistance: Heymondo’s no upfront payment and comprehensive app support offer unparalleled convenience and digital assistance.
  • Family-Friendly Features: Safetywing’s policy is more family-oriented, especially with its free coverage for children, a benefit not matched by Heymondo.
  • Adventure and High-Risk Activity Coverage: While both cover adventure activities, Heymondo’s additional gadget coverage is a plus for travelers with valuable electronics.

User Experience and Support Comparison: Heymondo vs Safetywing

Heymondo User Experience and Support

  1. 24/7 Assistance App: The Heymondo app enhances the user experience significantly, offering features like real-time assistance, easy policy management, and virtual doctor consultations.
  2. Customer Support Accessibility: Provides robust customer support through various channels, including phone, email, and live chat, ensuring that help is readily available whenever needed.
  3. Ease of Claims Process: Users generally report a straightforward and efficient claims process, facilitated by the app’s user-friendly interface.
  4. Comprehensive Digital Experience: The app not only simplifies policy management but also adds value with additional services, making it a standout choice for tech-savvy travelers.

Safetywing User Experience and Support

  1. Online Policy Management: Safetywing focuses on a simple and efficient online platform for purchasing, managing, and renewing policies.
  2. Customer Support: Offers customer support, primarily through its online channels, providing assistance for claims and policy inquiries.
  3. Simplicity and Convenience: Known for its straightforward approach, Safetywing makes it easy for travelers to obtain insurance quickly, without complex procedures.
  4. Family-Oriented Benefits: The policy’s structure, especially the free child coverage, enhances the experience for traveling families, making it more user-friendly for parents.

Key Points:

  • Digital Assistance and Convenience: Heymondo’s app-based support and digital services provide a more interactive and supportive experience compared to Safetywing’s more traditional online management approach.
  • Support Availability: Heymondo offers more comprehensive customer support options, ensuring higher accessibility and assistance compared to Safetywing.
  • Targeted User Experience: While Heymondo caters to a tech-savvy audience seeking extensive digital support, Safetywing appeals to travelers who prefer simplicity and a no-fuss approach, especially beneficial for families.

Our Final Thoughts and Recommendations: Heymondo vs Safetywing

As we conclude this detailed comparison between Heymondo and Safetywing travel insurance, it’s evident that both providers offer unique advantages tailored to different types of travelers.

Heymondo – Best For:

  • Tech-Savvy Travelers: With its comprehensive app that includes 24/7 assistance and virtual doctor consultations, Heymondo is ideal for travelers who value digital convenience and support.
  • Travelers Seeking Comprehensive Coverage: Offering a range of customizable options, including gadget insurance, Heymondo is suited for those who want extensive coverage with the flexibility to tailor their policy.
  • Individuals and Groups Needing Direct Medical Coverage: Heymondo’s no upfront payment for medical expenses is a significant advantage for travelers who prefer direct billing for medical services.

Safetywing – Best For:

  • Families Traveling with Children: With its unique offer of free coverage for one child per adult, Safetywing stands out as a cost-effective option for families.
  • Long-term Travelers and Digital Nomads: The flexibility to renew policies every 28 days and the inclusion of short-term home country coverage make Safetywing a great choice for nomads and long-term travelers.
  • Budget-Conscious Younger Travelers: Safetywing’s flat rate pricing is especially advantageous for travelers under 40, providing an affordable yet sufficient coverage option.

Conclusions on Safetywing and Heymondo

  • Tailoring to Your Travel Needs: Both Heymondo and Safetywing cater to distinct traveler needs. Your choice should align with your specific travel style, the level of coverage you require, and the importance of factors like family-friendliness, digital support, and flexibility in policy management.
  • Stay Informed and Updated: As travel insurance policies and offerings can change, it’s crucial to stay updated with the latest information from both providers to ensure the choice you make is based on the most current offerings.

In summary, whether you prioritize comprehensive digital support and extensive coverage (Heymondo) or seek a budget-friendly, flexible option particularly suitable for families and long-term travel (Safetywing), both providers offer compelling solutions to protect you during your travels.

Hope we were able to help you. Have questions? Drop them in the comments below!

Kati Schmidt

Monday 17th of July 2023

It wasn’t clear to me which companies offer insurance to senior citizens. I’ve read where many do not offer it if you are over 74 years old. Can you please clarify what you know about that? Thank you.

Ruben Arribas

Monday 17th of July 2023

Hi there, at this moment, we can suggest the Genki Resident coverage. Here's the link: You can add the age there and it will give you the Genki resident insurance as the option you can have as a lot of the other insurances is capped at 69 years old. Let us know how else we can help!

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